What is your greatest asset? If you said your home, you're like most people. Something even more important though is your ability to earn income. What would happen if your income suddenly stopped? Would your family be able to continue their lifestyle with no outside assistance?
Only about 40% of people in the $50,000-$100,000 household income bracket have life insurance. For households below $50,000 it's even less. If you're the primary income earner, your family would take a major cut in the amount of cash available to them. If you consider mortgage, car payments, utilities, and education expenses, these could add up to a significant amount each month.
Life insurance is NOT for you. It's for your loved ones that are left behind. Please take a few minutes to evaluate what would happen to your family if you were no longer in the picture and do a little planning to help them through what would be an extremely difficult time without your presence there to guide them.
As independent brokers, we have dozens of companies that we can choose from to suit your personal needs. We offer term and permanent life insurance, as well as final expense plans. Contact us today to see what would be the best fit for your personal situation.